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UPNEXT Capital Loan Programs
Flexible, fast, and investor-friendly real estate funding across the U.S.
Real Estate Financing, Reimagined
At UPNEXT Capital, we offer nationwide, high-leverage loan programs tailored to the needs of today's real estate investors from experienced flippers to first-time builders. Whether you're flipping a single-family home, building a new construction project, or growing your rental portfolio, we provide the capital, flexibility, and speed you need to scale.
Explore our four core loan programs:
Compare Loan Programs at a Glance
|
Program
|
Financing
|
Credit Score
|
Experience Required
|
Appraisal
|
Time to Close
|
|---|---|---|---|---|---|
|
Fix & Flip
|
Up to 100% Purchase + Rehab
|
O FICO - 700+
|
0-5+ Projects
|
Often None
|
As fast as 5 Days
|
|
DSCR
|
Up to 80% LTV
|
600+ / No Doc
|
None
|
Yes (desktop ок)
|
5-10 days
|
|
Ground-Up
|
85-95% LTC
|
640-680+ / No FICO
|
0-5+ Builds
|
Often Deferred
|
5-7 days
|
|
Other Loans
|
Varies (up to 100%)
|
No FICO to 700+
|
Depends on product
|
5-7 days
|
5-7 days
|
Investor Tools
Our calculators help you understand your potential ROI, cash flow, and leverage options before you even apply.
Rental Property ROI Calculator
BRRRR Strategy Calculator
Ground-Up Construction Loan Analyzer
Fix & Flip Profit Calculator
Ready to Fund Your Next Deal?
Whether you're flipping houses, scaling a rental portfolio, or building from the ground up, we're here to fund your growth. Our dedicated lending advisors can help you structure the right loan product in the right timeline without the red tape.
What sets us apart?
- No Appraisal Options
- $0 Down Programs
- Deferred Payment Loans
- Fast Closings (5-7 Days)
- No FICO/No Doc Available
- Title Company Closings Nationwide
- Desktop & BPO Valuations Accepted
FAQs
Yes! We have beginner-friendly programs available for Fix & Flip and Ground-Up loans with no prior experience required.
Absolutely. Many of our programs accept borrowers with no FICO, soft credit pulls, or just a background check.
In as little as 5 business days-especially for programs with no appraisal required.
