Fix & Flip Loans

Explore Financing for Purchase and Renovation

UPNEXT Capital helps real estate investors connect with lending partners for business-purpose purchase and renovation financing. Availability, leverage, documentation, and closing timelines depend on lender review.

|| UPNEXT Capital ||

Fix and Flip Loan

Your project, experience, cash reserves, and exit strategy help determine potential lender options. Discuss your needs with us before relying on any advertised program terms.

Key Highlights

|| First-Time Investors / No Prior Experience ||

Program: Beginner Flip Program

You're just getting started — and we're here to help you get funded with confidence. This program is designed for first-time flippers or those with limited real estate investing history.

Key Highlights

Credit requirements vary by lender

Leverage depends on project and borrower review

First-time investor eligibility is lender-dependent

Financing for purchase + rehab

Payment structure depends on the selected loan

Property and state eligibility require confirmation

Who it's for

W-2 borrowers transitioning to investing

Aspiring full-time investors

Licensed agents flipping their own properties

Entrepreneurs entering real estate for the first time

What You'll Need

Funds for required equity and closing costs

Verified income or reserves

Solid exit strategy (sale or refinance)

|| Intermediate Investors (1–2 Completed Deals) ||

Program: Standard Flip Program

You've done a few projects and know the basics. This tier rewards experience with higher leverage and broader property eligibility.

Key Highlights

Credit requirements vary by lender

Loan-to-cost and ARV limits require lender confirmation

Rehab funding and draws depend on lender terms

Flexible property types (SFR, condo, 2-4 units)

Purchase or rate/term refinance

Closing timeline depends on approval and due diligence

Who it's for

Investors scaling from part-time to full-time

Agents or developers with light flip experience

Repeat borrowers or partners with recent deal history

What You'll Need

At least 1–2 recent completed flip projects (within 36 months)

Proof of funds for closing

Contractor bid or scope of work

|| Experienced Investors (3+ Completed Deals) ||

Program: Pro Flipper Program

For experienced investors, lending partners review track record, project economics, and financing needs to determine available terms.

Key Highlights

Credit requirements vary by lender

Leverage depends on the lender and project

Rates and fees are confirmed in a lender quote

Portfolio loans and multi-property funding available

Draw timing depends on inspections and lender approval

Approval based on track record and project performance

Who it's for

High-volume flippers and teams

Institutional-grade investors and real estate funds

Borrowers seeking repeat deals with reduced documentation

What You'll Need

3+ completed flips in the last 24 months

Business entity (LLC or Corp)

Detailed scope and financial projections

Why Choose UPNEXT Capital?

Project preparation: We help organize deal information for lender review.

Draw support: Discuss inspection requirements and release timing with your lender.

Portfolio goals: Discuss single-property or multiple-project financing needs.

Location review: Confirm program availability for your property and state.

Tools & support: Access our ROI calculator, BRRRR planner, and deal analyzer.

Illustrative Examples Only: These figures are not verified current lender offers. Confirm all terms directly with the lender before relying on them.

Before You Apply: Confirm the Details

Ask your lender to confirm leverage, credit requirements, valuation, rates, fees, and the expected closing timeline.

Keep a purchase contract, renovation budget, scope of work, and exit strategy ready for review.

Explore Options for Your Investment Project

Credit, valuation, documentation, and timing requirements vary by lender.

Ready to Flip Your Next Property?

Share your project details to discuss potential lending partner options. Financing is subject to approval; a request does not guarantee funding.

Fix & Flip Loans

Explore Financing for Purchase and Renovation

UPNEXT Capital helps real estate investors connect with lending partners for business-purpose purchase and renovation financing. Availability, leverage, documentation, and closing timelines depend on lender review.

|| UPNEXT Capital ||

Fix and Flip Loan

Your project, experience, cash reserves, and exit strategy help determine potential lender options. Discuss your needs with us before relying on any advertised program terms.

Key Highlights

|| First-Time Investors / No Prior Experience ||

Program: Beginner Flip Program

You're just getting started — and we're here to help you get funded with confidence. This program is designed for first-time flippers or those with limited real estate investing history.

Key Highlights

Credit requirements vary by lender

Leverage depends on project and borrower review

First-time investor eligibility is lender-dependent

Financing for purchase + rehab

Payment structure depends on the selected loan

Property and state eligibility require confirmation

Who it's for

W-2 borrowers transitioning to investing

Aspiring full-time investors

Licensed agents flipping their own properties

Entrepreneurs entering real estate for the first time

What You'll Need

Funds for required equity and closing costs

Verified income or reserves

Solid exit strategy (sale or refinance)

|| Intermediate Investors (1–2 Completed Deals) ||

Program: Standard Flip Program

You've done a few projects and know the basics. This tier rewards experience with higher leverage and broader property eligibility.

Key Highlights

Credit requirements vary by lender

Loan-to-cost and ARV limits require lender confirmation

Rehab funding and draws depend on lender terms

Flexible property types (SFR, condo, 2-4 units)

Purchase or rate/term refinance

Closing timeline depends on approval and due diligence

Who it's for

Investors scaling from part-time to full-time

Agents or developers with light flip experience

Repeat borrowers or partners with recent deal history

What You'll Need

At least 1–2 recent completed flip projects (within 36 months)

Proof of funds for closing

Contractor bid or scope of work

|| Experienced Investors (3+ Completed Deals) ||

Program: Pro Flipper Program

For experienced investors, lending partners review track record, project economics, and financing needs to determine available terms.

Key Highlights

Credit requirements vary by lender

Leverage depends on the lender and project

Rates and fees are confirmed in a lender quote

Portfolio loans and multi-property funding available

Draw timing depends on inspections and lender approval

Approval based on track record and project performance

Who it's for

High-volume flippers and teams

Institutional-grade investors and real estate funds

Borrowers seeking repeat deals with reduced documentation

What You'll Need

3+ completed flips in the last 24 months

Business entity (LLC or Corp)

Detailed scope and financial projections

Why Choose UPNEXT Capital?

Project preparation: We help organize deal information for lender review.

Draw support: Discuss inspection requirements and release timing with your lender.

Portfolio goals: Discuss single-property or multiple-project financing needs.

Location review: Confirm program availability for your property and state.

Tools & support: Access our ROI calculator, BRRRR planner, and deal analyzer.

Illustrative Examples Only: These figures are not verified current lender offers. Confirm all terms directly with the lender before relying on them.

Before You Apply: Confirm the Details

Ask your lender to confirm leverage, credit requirements, valuation, rates, fees, and the expected closing timeline.

Keep a purchase contract, renovation budget, scope of work, and exit strategy ready for review.

Explore Options for Your Investment Project

Credit, valuation, documentation, and timing requirements vary by lender.

Ready to Flip Your Next Property?​

Share your project details to discuss potential lending partner options. Financing is subject to approval; a request does not guarantee funding.

Connect with UPNEXT Capital to explore financing for your investment property. We help match projects with lending partners. Availability and terms are subject to lender review and approval.

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Ready to Flip Your Next Property?