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Privacy Policy
FACTS: What Does UPNEXT Capital Do with Your Personal Information?
Last Updated: May 4, 2025
Why?
Financial institutions decide how to handle your personal information. Federal law grants you the right to restrict certain types of sharing, but not all. Federal law also mandates that we explain how we collect, share, and protect your personal information. Please review this notice carefully to understand our practices.
What?
The personal information we collect and share depends on the services or loan programs you engage with, such as Fix and Flip, DSCR, or Ground Up Construction loans. This information may include:
- Social Security Number or other government-issued identification.
- Financial details, such as income, assets, or bank account information.
- Contact information, including name, email, phone number, and mailing address.
- Real estate transaction data, such as property details or investment history.
We may continue to share your information as outlined in this notice even after you are no longer a customer.
How?
All financial companies must share customer information to conduct daily operations. Below, we outline the reasons UPNEXT Capital may share your personal information, whether we do so, and whether you can limit this sharing.
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Reasons We Can Share Your Personal Information
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Does UPNEXT Capital Share?
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Can You Limit This Sharing?
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For our everyday business purposes — such as processing loan applications, maintaining accounts, responding to legal orders, or reporting to credit bureaus
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Yes
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No
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For our marketing purposes — to promote our loan programs and services
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Yes
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Yes
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For joint marketing with other financial companies
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No
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Not Applicable
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For our affiliates’ everyday business purposes — information about your transactions and experiences
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No
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Not Applicable
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For our affiliates’ everyday business purposes — information about your creditworthiness
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No
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Not Applicable
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For our affiliates to market to you
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No
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Not Applicable
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For nonaffiliates to market to you
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No
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Not Applicable
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Privacy Policy
Introduction
At UPNEXT Capital, we prioritize your privacy and are dedicated to safeguarding your personal information. This Privacy Policy details how we collect, use, share, and protect your information as part of our real estate lending services in Southlake, Texas. Please read this policy to understand our practices and your rights.
Information We Collect
We collect information necessary to provide our investor-centric loan programs, including:
- Contact Information: Name, email address, phone number, and mailing address provided when you contact us or apply for a loan.
- Financial Information: Income, assets, bank account details, credit reports, or tax documents submitted for loan underwriting.
- Identification Information: Social Security Number, driver’s license, or other IDs to verify identity and comply with Texas regulations.
- Real Estate Information: Details about properties, investment projects, or business entities (e.g., LLCs) related to your loan applications.
How We Collect Information
We gather information through:
- Loan applications, forms, or direct communications (e.g., via 817-789-3885 or info@upnextcapital.com).
- Website interactions, including forms and analytics tools like cookies.
- Third-party sources, such as credit bureaus, title companies, or public property records.
Use of Your Information
We use your information to:
- Process and underwrite loan applications for programs like Fix and Flip, DSCR, or Bridge Loans.
- Communicate loan status updates, offer tailored advice, or respond to inquiries.
- Comply with Texas and federal regulations, including anti-fraud measures.
- Market our services, such as new loan programs or promotions (with opt-out options).
- Enhance our website and services through usage analysis.
Sharing Your Information
We may share your information in these cases:
- With service providers (e.g., appraisers, title companies) to facilitate loan processing.
- With lending partners in our hybrid funding model to secure optimal loan terms.
- With Texas or federal authorities to comply with legal obligations.
- With your explicit consent for specific purposes.
We do not share your information with nonaffiliates for their marketing purposes.
Information Security
We employ robust security measures compliant with Texas laws, including:
- Encryption for data transmission and storage.
- Restricted access to sensitive information.
- Ongoing monitoring to detect and prevent security threats.
While we strive to protect your information, no system is entirely immune to risks.
Your Choices
You can:
- Opt out of marketing communications by emailing info@upnextcapital.com or using the “unsubscribe” link in our emails.
- Request access, correction, or deletion of your information (subject to legal requirements).
- Manage cookie preferences through your browser settings.
Contact us at 817-789-3885 or info@upnextcapital.com to exercise these rights.
Terms and Conditions
- Use of Our Lending Services
By engaging with UPNEXT Capital’s services, you agree to these terms. If you disagree, please refrain from using our services.
- Changes to Terms
We may update these terms at any time, with changes effective upon posting on our website (upnextcapital.com). We recommend reviewing them periodically.
- Intellectual Property
All content on our website, including text, logos, and documents, is protected by copyright and intellectual property laws. Unauthorized use or reproduction is prohibited without our written consent.
- Texas Governing Law
These terms are governed by Texas law. Any disputes will be resolved in Southlake, Texas courts.
Contact Us
For questions or to exercise your privacy rights, reach out to:
UPNEXT Capital
1234 Investor Way, Suite 100
Southlake, TX 76092
Email: info@upnextcapital.com
Phone: 817-789-3885
